All workers for professional services or companies that provide either professional, consulting or advisory services need professional liability insurance (PLI). This insurance, also known as professional indemnity insurance or errors and omissions (E&O) insurance, provides defense against a claim of negligence brought by a client. 

If your client accuses you of financial loss caused by an error or omission in the service or product you provided, there is cause for legal action against you, which is not covered by a civil liability insurance policy. Professional liability insurance adjusts to different professions.

For more information, please contact our commercial insurance specialist at         787-708-1440